In the world of real estate, closing day is the long-anticipated moment when the deal is finally sealed. However, it can also feel like the “witching hour,” when unexpected surprises seem to emerge from the shadows, threatening to throw everything off course. Whether it’s a missing document, a last-minute financing issue, or an unresolved inspection matter, these eleventh-hour problems can be stressful for everyone involved. Fortunately, with the right support in place, you can avoid getting caught off guard.

At Paragon Transaction Management, we understand how crucial the final hours of a transaction are, and we’re prepared for any curveballs that may come your way. Let’s explore some common closing day surprises and how Paragon helps ensure your transaction ends smoothly—without any spooky surprises.

The Phantom Document: Missing or Incomplete Paperwork

One of the most common last-minute issues that can arise on closing day is missing or incomplete paperwork. It could be a forgotten disclosure, a financing addendum, or a crucial signature. These missing documents can bring the process to a screeching halt.

At Paragon, we have a detailed, proactive system to ensure all paperwork is tracked, verified, and completed well before closing day. Our transaction coordinators meticulously monitor the progress of every document, ensuring nothing slips through the cracks. If any potential issues arise, we address them early—so there’s no need to panic in the final hour.

A Hex on Financing: Last-Minute Loan Approval Issues

Another potential closing-day disaster involves last-minute financing problems. Buyers may encounter unexpected issues with their loan approval or face sudden delays from their lender, putting the entire transaction in jeopardy.

At Paragon, we maintain constant communication with lenders throughout the transaction. Our team stays on top of all deadlines and checks in with the buyer’s financing team regularly, ensuring that any hiccups are identified and resolved well before closing. Our hands-on approach means we can often prevent financing delays from haunting your deal.

The Haunted Inspection Report: Unresolved Repairs

It’s not uncommon for inspection-related issues to resurface just before closing. Perhaps a repair wasn’t completed as agreed, or new concerns come to light. These problems can spook buyers and potentially derail the deal.

Our transaction coordinators work closely with agents to ensure that all inspection negotiations are documented and followed up on in a timely manner. We’ll track repair agreements and confirm that all necessary work is completed prior to closing. With Paragon on your side, you can rest assured that you won’t be haunted by lingering inspection issues at the last minute.